Bret absolutely nailed it. I have seen this on the Virginia coast, and the Florida coast, in the 'hollers' of WVa and here in the
middle of the country, KS and Mo along the creeks, the Missouri and Mississippi Rivers. Different settings, same thing. Building somewhere
that WILL flood, but not for 10-20 or even 30 or 50 years. Then be surprised when they do get flooded. And often somehow imagining
themselves as heroic and tough because "but we won't be beaten, we'll rebuild" with a touch of defiance in their voice.
The water doesn't care, it will flood you out again, when it gets around to it.
Look around on the run from KC to Omaha on I-29 some time. The interstate runs just up along the edge of the bluffs most
of the way. Most of the older farm houses and towns are right there. Up out of the river bottom, which floods periodically.
To the west, miles and miles of farm fields, down to the river, with an occasional power plant, which has
to be by the river for cooling water.
I have seen it flood a couple of times in the 30 some odd years I have lived here. But there are a few homes out there dotted in the fields,
out in the river bottom, defying the river. In the end, even the mountains lose to the rivers. Staying out of their way is the only
answer. Don't build in the river bottoms.
Ultimately, I don't mind the knuckleheads doing dumb stuff, but I do not want to subsidize it with my taxes. Rebuild in a flood
zone on your own nickle, please. What's the old quote, attributed to John Wayne, but I don't know if he really said it. But true
regardless. "Life is hard, and it is harder if you're stupid."
And yeah, time and time again I have seen where the knuckleheads, in areas where flooding
from a hurricane (but just shorthanded to "a hurricane") is the primary reason that they will
lose power, often in a multistory building, with their prudently purchased emergency
genset installed on the ground floor, or even sometimes in a basement.
I remember
a hospital, I think LSU Hospital, in NOLA which had this arrangement. Never works.
Bill