My Son, for lack of a better term is an "oil field flipper". He buys oil property that is under developed and does development work, and then sells the property for a profit and does it all over again. He made really big buck on his last venture and was looking for his next venture when the oil market tanked. He was not holding anything, so he will lose nothing. He is very conservative and does nor blow his money when it comes his way. He understands that the oil business has boom and bust cycles and he is not going to go bust, because he probably still has his allowance from Jr. High School which he never spent. He has the resources to wait out whatever comes. He is 43 years old and the most amazing man I have ever known. He did not get it from me and sure as hell did not get it from his mother, she is a ditz.